Loan Rates

Rates as of : 4/18/2008

SHARE ACCOUNTS	*APY	Dividend Rate
Savings to 5,000.00 (Life Insured)	.25%	.25%
Savings 5,000.00 or more	.50%	.50%
Christmas Club¹	.50%	.50%
Auxiliary Savings¹	.50%	.50%
IRA Deposit Accounts	.50%	.50%
MED Account¹	.50%	.50%
Shared Draft Plateau Account ^{2 3}
500.00 to 4,999.99	.25%	.25%
5,000.00 to 9,999.99	1.50%	1.49%
10,000.00 and up	1.75%	1.73%
Variable Plus ^{2 3}	1.75% to 2.25%
*ANNUAL PERCENTAGE YIELD

¹No minimum balance required to earn dividends

²Fees could reduce annual percentage yield.

³Rates subject to change

SHARE CERTIFICATE ACCOUNTS - APY "ANNUAL PERCENTAGE YIELD"

		500.00 to 9,999.99		10,000.00 and UP		50,000 and UP
TERM	***PENALTY	**APY	Dividend Rate	**APY	Dividend Rate	**APY	Dividend Rate
36 Month	180 days	3.00%	2.96%	3.25%	3.21%	3.40%	3.36%
24 Month	180 days	2.90%	2.86%	3.15%	3.11%	3.30%	3.26%
12 Month	90 days	2.75%	2.72%	3.00%	2.96%	3.15%	3.11%
6 Month	90 days	2.25%	2.23%	2.50%	2.48%
18 Month IRA	90 days	3.10%	3.07%	3.25%	3.21%	3.35%	3.31%
12 Month IRA	90 days	3.00%	2.96%	3.15%	3.11%	3.25%	3.21%

Please Call For CD Specials

**Denotes Annual Percentage Yield
*** Denotes Penalty for Early Withdrawal
NOTE: Rates and terms subject to change without notice

Loan Rates as of 2/29/2008

Subject to change without notice

New Vehicles - 2006, 07 & 08	*APR	**PAYMENT
24 months	4.50%	43.65
36 months	4.50%	29.47
48 months	5.00%	23.03
60 months	5.50%	16.34
Used Vehicles - 2004 to 2007
24 months	5.25%	43.98
36 months	5.25%	30.08
48 months	5.50%	23.26
60 months	5.75%	16.46
Used Vehicles - 2002 & 2003
24 months	6.00%	44.32
36 months	6.25%	30.54
48 months	7.90%	24.37
Used Vehicles - 2000 & 2001
24 months	6.00%	44.32
36 months	7.75%	31.22
48 months	8.90%	24.84
Recreational Vehicles 2006, 07, & 08
36 months	7.90%	31.29
48 months	8.50%	24.65
60 months	9.50%	21.00
Recreational Vehicles 2005 & Older - 20% down
36 months	6.00%	30.42
48 months	6.25%	23.60
60 months	6.50%	16.81
Pledged Shares 36 months	5.90%	30.38
Kwik Cash (line of credit)	9.90%	32.22
Home Equity Special 36 months	5.875%	30.37
Home Equity 60 months	6.00%	16.57
Real Estate Loans 1 point - 3 year balloon 20 year term	5.875%	7.09

*Rates Subject to eligibility requirements. *Payroll Deduction or Direct Deposit or Share Draft Account with Active Debit Card.

** Payment based per $1000.00 borrowed at the APR and Term Specified.

To figure payments with loan protection click on the following links: Debt Protection, MRC, and GAP
Married applicants may apply for a separate account. If you are applying for Individual Credit, you must complete the Applicant section about yourself and the Co-Applicant section about your spouse if:

You live in or the property pledged as collateral is located in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI),
Your spouse will use the account, or
You are relying on your spouse's income as a basis for repayment.

If you are relying on income from alimony, child support or separate maintenance, complete the Co-Applicant section to the extent possible about the person on whose payments you are relying.

If you are applying for Joint Credit with another person, complete the Applicant and Co-Applicant sections. If you are a Wisconsin resident and are applying for Joint Credit with someone other than your spouse, each of you should complete the Applicant section of separate applications. If either or both of you are married, you must also provide information about your spouse and complete the Signature area at the end of this application.

Therefore, it is required for you to fill out the loan form, then print it out and send via U.S. Postal Service or stop by our office.